Stellar Tops Solana and Ethereum in Daily RWA Growth

StellarXLM+1.82% Takes the Lead in Daily Tokenized Fund Growth

Imagine a financial world where traditional assets like stocks and mutual funds move seamlessly on a blockchain. That is the core idea behind Real-World Asset (RWA) tokenization, and Stellar (XLM) recently reached a notable milestone in this space.

According to data from Token Terminal shared by the RWA Foundation, Stellar recorded a $44.9 million increase in tokenized fund market capitalization over a 24-hour period ending November 13, 2026. This single-day bump placed Stellar ahead of both SolanaSOL-2.78% and EthereumETH-4.37% in daily growth.

How Stellar Compares to Solana and Ethereum

To put that $44.9 million surge into context, let us look at how other prominent smart contract networks performed during the exact same 24-hour window:

• Stellar (XLM): +$44.9 million
• Solana (SOL): +$29.0 million
• Ethereum (ETH): +$10.8 million
• zkSyncZK+1.09% Era: +$3.5 million

Even though Ethereum remains the largest blockchain overall for tokenized funds, Stellar ranks firmly as the second-largest platform. Over the past year, Stellar's tokenized RWA ecosystem has expanded roughly sixfold, reaching a market value of $4.67 billion, according to rwa.xyz data.

At the time of reporting, Stellar's native cryptocurrency, XLM, was trading at $0.1476. Please remember that the past performance of digital assets is not an indicator or guarantee of future returns.

Why Financial Institutions Use Stellar

Stellar was co-founded by Jed McCaleb with a clear target audience in mind: traditional financial institutions, banks, and asset transfer agents.

Unlike networks focused primarily on decentralized applications or gaming, Stellar has built regulatory compliance features directly into its base ledger layer. These features give asset issuers essential controls:

• Trustlines: Issuers can vet and approve investors before allowing them to hold specific tokens.
• Account Freezing: Issuers can freeze accounts if legal or security concerns arise.
• Asset Clawback: Issuers have the technical ability to recover assets when mandated by law.

In addition to built-in compliance, Stellar processes transfers in just 3 to 5 seconds with transaction fees that cost a fraction of a cent. The network also uses local gateway providers—called anchors—to let users swap between fiat currency and digital tokens effortlessly.

Major Financial Names Building on Stellar

Institutional adoption on Stellar is not new. Global investment manager Franklin Templeton has been using the network since 2021 when it launched its BENJI money market fund. That was the very first U.S.-registered mutual fund to run on a public blockchain.

Several other prominent financial firms are currently issuing funds and tokenized U.S. Treasuries on Stellar, including:

• Spiko: Offers euro-denominated funds managed by European asset manager Amundi.
• OndoONDO-1.35% Finance: Issued its yield-bearing USDY token directly on Stellar.
• WisdomTree: Building custom funds and tokenized government securities on the network.

Future Tokenization Milestones: DTCC Integration

Institutional interest is set to grow further. In May 2026, the Depository Trust & Clearing Corporation (DTCC) partnered with the Stellar Development Foundation. Under this arrangement, the Depository Trust Company (DTC) plans to tokenize assets held in custody directly on Stellar.

The DTCC expects these DTC-tokenized assets to launch on Stellar in the first half of 2027. On November 12, the DTCC also announced that it plans to expand its tokenization services to Solana in the second half of 2027.

As traditional finance brings more assets onto distributed ledgers, competition among blockchains like Stellar, Ethereum, and Solana continues to intensify. Readers should evaluate market trends thoughtfully and stay informed about potential risks and network updates.